09/02/2026

BIZ & FINANCE MONDAY | FEB 9, 2026

15

PRS – Unlock your first real adult money move

Haily wins RM48m deal, total secured contracts stand at RM1.3b PETALING JAYA: Johor-based construction specialist Haily Group Bhd’s wholly owned subsidiary Haily Construction Sdn Bhd has accepted a letter of award from Gunung Impian Development Sdn Bhd for a contract with a value of RM48.21 million. The contract entails the construction and completion of 113 units of double-storey terrace houses, along with associated infrastructure and landscape works, located in the established township of Taman Impian Emas, Mukim Tebrau, Johor Bahru. Haily founder and executive director See Tin Hai said: “This award reflects the continued confidence developers have in Haily’s ability to deliver high quality landed residential projects in Johor. Our focus remains on disciplined execution and timely delivery, ensuring we support our clients effectively as they meet the robust housing demand in the region. “With this latest contract, our cumulative secured contracts now stand at a healthy RM1.3 billion. This provides us with strong earnings visibility over the next few financial years and allows us to be selective in our bidding, focusing on projects that offer the best value and margin stability for the group.” The Taman Impian Emas con tract cements Haily’s presence in Johor’s vibrant residential con struction market, which continues to benefit from population growth and improving connectivity infra structure. It is expected to con tribute positively to the group’s earnings and net assets through out the project duration. This latest contract win brings Haily’s total portfolio to 27 ongoing projects, cementing its status as one of the most active and trusted construction players in the state. To date, the group has completed 115 projects with a total value of about RM2.29 billion.

o Private Pension Administrator Malaysia launches #ISaveInPRS Kickstart 2026 campaign , positions Private Retirement Scheme as low-risk, easy entry point for financial stability KUALA LUMPUR: A low-risk, easy entry point to financial stability and security, that is your ticket to phase one of adulting. That’s what the Private Retirement Scheme (PRS) provides. For many young Malaysians, “adulting” is an abstract concept, something marked by clear cut, society-approved milestones. Milestones which signify that you’ve made it, like hitting the ideal savings target by 30, or successfully paying off bills on time (and in full). Milestones like finally making a smart money decision that feels solid and adult. Despite wanting to do the right thing financially, many people under 30 still hesitate before outright committing to planning or organising their finances. Surveys on the subject have found that this generally stems from fears of making the wrong move and wasting months or years’ worth of hard-earned money. But Private Pension Administrator Malaysia (PPA) is looking to change that view with its #ISaveInPRS Kickstart campaign. “‘Adulting’ is often associated with pressure, big decisions, long-term commitments, and the fear of getting it wrong,” shares PPA CEO, Taufiq Iskandar. “This campaign shows young Malaysians that their first grown-up money move doesn’t have to be overwhelming. With PRS, it’s easily achievable, structured, and supported with an incentive that makes starting even more encouraging.” By positioning PRS as a low-risk entry point into financial responsibility, PPA is reframing the narrative around the process of saving and investing. Instead of a stressful obligation to revisit when older, saving with PRS (and investing in one’s future) is turned into an easy, rewarding rite of passage – one that allows young adults to begin planning for the future without high financial pressure. As of Dec 31, 2025, PPA recorded a total of 671,736 PRS members and RM8.8 billion in assets under management, RM1 billion of which came from member contributions in 2025 WARRANTS WATCH

Private Pension Administrator Malaysia (PPA) officially launching the #ISaveInPRS Kickstart Campaign, officiated by the Securities Commission Malaysia (SC). From left: PPA board director Sophia Ch’ng; SC market development director Shahrul Amry Abd Malek; PPA chairman Datuk Dr Tengku Aizan Tengku Abdul Hamid; and Taufiq.

alone. The top-performing fund delivered a compound annualised return of 18.2% over three years while the average return of the top five PRS funds stood at 14.4%, demonstrating the scheme’s long-term growth potential. To encourage early saving habits, PPA is offering a one-time RM100 matching incentive from February to May 2026, exclusively for new PRS members aged 30 and below. Eligible individuals simply need to be among the first 1,500 to open a PRS account and make an initial deposit during the campaign period. Rather than leaping into high-commitment financial decisions such as property ownership or complex investments, PRS is positioned as a starter badge of financial adulthood, a simple yet meaningful step that builds confidence. The RM100 matching incentive serves as immediate positive reinforcement, signalling that participants are on the right track. By turning a first savings or investment decision into an early win, financial adulting with PRS helps young Malaysians move past hesitation and take ownership of their financial future; one small, rewarding step at a time.

This approach builds on the success of PPA’s previous #ISaveInPRS Treats campaign, which ran from August to December 2025. Participants who enrolled for the first time or topped up existing accounts qualified for the PRS Treats Draw, where 200 winners received RM500 in PRS units while two grand prizes winners – Mok Reei Shiuan, aged 27 from Pahang and Chong Choon Tse, aged 47 from Sabah – each walked away with a car or investment units worth RM50,000. “I believe starting to save early makes a real difference. Even small amounts add up over time, and PRS gave me a simple way to begin planning for my future with confidence. Winning this prize is incredibly motivating and reminds me that taking that first step early is always worth it,” said Mok. “This experience has reinforced how important consistent saving is. You don’t need to start big — what matters is staying disciplined and committed. PRS made it easy for me to stay consistent, and this win is a great encouragement to keep building towards long term financial security,” added Chong.

Issues over HSI remain on investors’ radar as Hong Kong market declines WARRANTS turnover last week came in at RM427.4 million, which represented a 29.1% decrease week-on-week (w-o-w) on the back of a shortened trading period due to the public holiday in conjunction with Thaipusam. currently track the performance of the HSI February 2026 futures. The performance of the regional index reflected the weak 17%. However, put warrant GLDHK H4 surged 375% as its bid price rose from RM0.020 to RM0.095 during the week. Top HSI warrants by value traded Warrant Value Issuer Exercise Expiry date name (RM’mil) level HSI-CWM7 46.4 Macquarie 28,000 26 Feb 2026

performance of Wall Street during the week where a tech-driven selloff ensued following mixed earnings releases from mega tech companies coupled with weak US employment data released during the week. Warrants over the HSI which saw top traded by value include call HSI CWM7 followed by put HSI-PWN4. HSI-CWM7 recorded over RM46 million in traded value while HSI PWN4 saw over RM23 million. In other markets, Malaysia stock warrants saw turnover of RM206 million, which was over 48% higher w-o-w. Stock warrants which saw

To view the full list of structured warrants available on Bursa Malaysia, visit malaysiawarrants.com.my. Provided for Malaysian residents’ information only. This commentary has not been reviewed by the Securities Commission Malaysia. It is not an offer or recommendation to trade and is not research material. Past performance is not indicative of future performance. You should make your own assessment and seek professional advice. The warrants will not be offered to any US persons.

HSI-PWN4 HSI-CWMW HSI-PWNV HSI-PWNU

23.8 22.5 17.7 16.1

Macquarie Kenanga Kenanga Kenanga

26,000 28,000 23,000 25,000

26 Feb 2026 30 Mar 2026 30 Mar 2026 30 Mar 2026

In line with the overall decline, warrants over the Hang Seng Index (HSI) recorded a turnover of RM189 million, which was a 11% w-o-w decrease. However, warrants over the HSI continued to remain in the spotlight as they topped the charts by both value and volume. Trading activity in HSI warrants came about as both the HSI and HSI February 2026 futures saw a decline in weekly performance, notching in a 3% loss for the week. Investors should note that the HSI warrants

greatest traded volume include call warrants over Zetrix AI and Alibaba Group. During the week, Zetrix AI shares fell by 15%. Similar to the previous week, investors also looked for warrants over safe haven assets, trading call warrants over the SPDR Gold Trust listed on the Hong Kong exchange

(GLDHK). Investors were of a mixed view, trading both call warrant GLDHK-C9 and put warrant GLDHK H4 as the underlying saw a sharp decline in price early in the week, followed by a rebound from the week lows. For the week, the GLDHK fell by 6.6%, while GLDHK-C9 declined by