11/07/2025

˻ ͒͒ ˜ ͓͓͖͑

LYFE

- 0$"5&% KVTU BCPVU BO IPVS T ESJWF GSPN UIF GFEFSBM DBQJUBM ,VBMB 4FMBOHPS JT OPU POMZ B TFBGPPE QBSBEJTF BOE B QPQVMBS TQPU UP XBUDI UIF FODIBOUJOH GJSFGMJFT BU ,BNQVOH ,VBOUBO CVU BMTP PGGFST NBOZ PUIFS GBTDJOBUJOH BUUSBDUJPOT 5IFTF JODMVEF FYDJUJOH BDUJWJUJFT TVDI BT XBUDIJOH FBHMFT TXPPQ EPXO PO GPPE UISPXO UP UIFN CZ CPBUNFO GFSSZJOH UPVSJTUT BMPOH UIF 4FMBOHPS 3JWFS FYQMPSJOH UIF IJTUPSJDBMMZ SJDI #VLJU .BMBXBUJ BOE UBTUJOH GSFTI GSVJUT BU 4FMBOHPS 'SVJU 7BMMFZ 5SBEJUJPOBM (BNFT .VTFVN )PNF UP UZQFT PG USBEJUJPOBM HBNFT UIF CVJMEJOH IPVTJOH UIF NVTFVN BU #VLJU .BMBXBUJ JT TUJMM JOUBDU JO JUT PSJHJOBM TUSVDUVSF *U XBT CVJMU JO BOE PODF TFSWFE BT UIF SFTJEFODF PG BO BTTJTUBOU FOHJOFFS 7JTJUPST DBO UBLF B MPPL BU UIF WBSJPVT NBUFSJBMT VTFE GPS USBEJUJPOBM HBNFT UIBU XFSF PODF QPQVMBS BSPVOE 4FMBOHPS BOE PUIFS TUBUFT JODMVEJOH B ZFBS PME DPOHLBL XBV USBEJUJPOBM LJUF TIFMM DIFDLFST CBUV TFSFNCBO BOE UJOT 5IF FOUSZ GFF JT 3. GPS .BMBZTJBO BEVMUT GSFF GPS DIJMESFO BOE 3. GPS OPO DJUJ[FOT "TTJTUBOU DVSBUPS PG UIF ,VBMB 4FMBOHPS %JTUSJDU .VTFVN .PIE *TNBJM 3BNMBO TBJE POF PG UIF IJHIMJHIUT PG UIF NVTFVN JT B EFEJDBUFE BSFB XIFSF WJTJUPST DBO USZ PVU UIF HBNFT UIFNTFMWFT NBLJOH JU BO JOUFSBDUJWF BOE GVO FYQFSJFODF GPS BMM BHFT i7JTJUPST DBO QMBZ USBEJUJPOBM HBNFT TVDI BT DPOHLBL BOE PUIFST XIJDI DBO CF DBQUVSFE BT NFNPSJFT EVSJOH B WJTJU UP UIF 5SBEJUJPOBM (BNFT .VTFVNu

5IF 4FMBOHPS 'SVJU 7BMMFZ JT HSFBU GPS FEVDBUJPOBM USJQT

ª„ØÃÜ Ê¤ 7鄽„ Wš½„Ä¥ÊØ

âÚÖÙÜϘ ÏØÑËÑÏ áÓÞÒ ÞÜËÎÓÞÓÙØ˜ ØËÞßÜÏ

&BHMF GFFEJOH BMPOH 4FMBOHPS 3JWFS &BHMF GFFEJOH BDUJWJUJFT BMPOH 4FMBOHPS 3JWFS IBWF CFDPNF POF PG UIF NBJO BUUSBDUJPOT JO 1BTJS 1FOBNCBOH " UP NJOVUF CPBU SJEF BMPOH UIF SJWFS CSJOHT WJTJUPST DMPTF UP UIF OBUVSBM IBCJUBU PG WBSJPVT FBHMF TQFDJFT XIJMF PGGFSJOH CSFBUIUBLJOH WJFXT PG UIF SJWFS FTUVBSZ "NPOH UIF VOJRVF TQFDJFT UIBU DBO CF TQPUUFE IFSF BSF UIF #SBINJOZ ,JUF BOE #MBDL ,JUF 5JDLFU QSJDFT GPS UIJT BDUJWJUZ BSF 3. BOE 3. GPS .BMBZTJBO BEVMUT BOE DIJMESFO SFTQFDUJWFMZ BOE 3. BOE 3. GPS OPO .BMBZTJBO BEVMUT BOE DIJMESFO 4FMBOHPS 'SVJU 7BMMFZ *G ZPV BSF WJTJUJOH ,VBMB 4FMBOHPS BOE MPPLJOH GPS BO BHSP UPVSJTN FYQFSJFODF UIBU JT FEVDBUJPOBM BOE GVO GJMMFE UIFO TUPQQJOH BU UIF

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m BO JEFBM FTDBQF GSPN UIF IVTUMF BOE CVTUMF PG DJUZ MJGF m #FSOBNB

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

5IF 5SBEJUJPOBM (BNFT .VTFVN JT PQFO EBJMZ

FYDFQU PO .POEBZT o 1*$4 '30. 4&-"/(03 53"7&-

7鐪 Ä¥ äÊÕÜ ?„½„ûÜ „ƄÜ ÃÊÜä „¤¤Êؖ„½š –šÜä Ąä ÊÄÜ ,6$)*/( JT CBDL PO UPQ BT .BMBZTJB T NPTU BGGPSEBCMF HFUBXBZ BDDPSEJOH UP EJHJUBM USBWFM QMBUGPSN "HPEB T MBUFTU MJTU PG CVEHFU GSJFOEMZ TVNNFS EFTUJOBUJPOT GPS UIF +VOF UP "VHVTU QFSJPE 8JUI BO BWFSBHF OJHIUMZ SPPN SBUF PG 3. UIF 4BSBXBLJBO DBQJUBM SFDMBJNT JUT TQPU GSPN ,VBMB 5FSFOHHBOV XIJDI CSJFGMZ IFME UIF UJUMF GPS "QSJM UP .BZ UIJT ZFBS BSDIJUFDUVSF CVTUMJOH NBSLFUT BOE EFMJDJPVT TUSFFU GPPE 5IF DJUZ JT BMTP B HBUFXBZ UP OFBSCZ BUUSBDUJPOT TVDI BT .PVOU #SPNP BOE .BEVSB *TMBOE 5JSVQBUJ *OEJB 3. BWFSBHF SPPN SBUF QFS OJHIU DPMPOJBM BSDIJUFDUVSF 7JTJUPST DBO FOKPZ BDUJWJUJFT TVDI BT IJLJOH DZDMJOH BOE FYQMPSJOH UIF DJUZ T WJCSBOU GMPXFS HBSEFOT *MPJMP 1IJMJQQJOFT 3. BWFSBHF SPPN SBUF QFS OJHIU

*MPJMP PGGFST B CMFOE PG IJTUPSJDBM MBOENBSLT CFBVUJGVM CFBDIFT BOE B UISJWJOH GPPE TDFOF 7JTJUPST DBO FYQMPSF UIF DJUZ T 4QBOJTI DPMPOJBM DIVSDIFT FOKPZ MPDBM EFMJDBDJFT BOE SFMBY PO UIF QSJTUJOF CFBDIFT PG OFBSCZ JTMBOET ,VDIJOH .BMBZTJB 3. BWFSBHF SPPN SBUF QFS OJHIU ,VDIJOH JT B DVMUVSBM HFN PGGFSJOH B NJY PG IFSJUBHF TJUFT MPDBM DVJTJOF BOE BDDFTT UP OBUVSBM BUUSBDUJPOT TVDI BT #BLP /BUJPOBM 1BSL *UT MBJE CBDL WJCF NBLFT JU B HSFBU DIPJDF GPS B TVNNFS HFUBXBZ /BHPZB +BQBO 3. BWFSBHF SPPN SBUF QFS OJHIU /BHPZB PGGFST B XFBMUI PG FYQFSJFODFT GPS USBWFMMFST GSPN UIF JDPOJD /BHPZB $BTUMF UP UIF 5PZPUB $PNNFNPSBUJWF .VTFVN 'PPE FOUIVTJBTUT DBO TBWPVS UIF DJUZ T SFOPXOFE IJUTVNBCVTIJ

)PNF UP UIF SFOPXOFE 7FOLBUFTXBSB 5FNQMF 5JSVQBUJ JT B TQJSJUVBM IBWFO GPS NBOZ #FZPOE JUT SFMJHJPVT TJHOJGJDBODF UIF DJUZ PGGFST B SJDI DVMUVSBM FYQFSJFODF XJUI JUT WJCSBOU GFTUJWBMT USBEJUJPOBM NVTJD BOE EFMFDUBCMF 4PVUI *OEJBO DVJTJOF )BU :BJ 5IBJMBOE 3. BWFSBHF SPPN SBUF QFS OJHIU 'BNPVT GPS JUT MJWFMZ NBSLFUT BOE NPVUIXBUFSJOH TUSFFU GPPE )BU :BJ JT B WFSTBUJMF EFTUJOBUJPO UIBU BMTP TFSWFT BT B HBUFXBZ UP OFBSCZ CFBDIFT BOE JTMBOET 5IF DJUZ JT JEFBM GPS UIPTF MPPLJOH UP FOKPZ B NJY PG VSCBO BOE OBUVSBM BUUSBDUJPOT %BMBU 7JFUOBN 3. BWFSBHF SPPN SBUF QFS OJHIU /FTUMFE JO UIF $FOUSBM )JHIMBOET %BMBU JT LOPXO GPS JUT DPPM DMJNBUF CFBVUJGVM MBOETDBQFT BOE DIBSNJOH 'SFODI

3FHJPOBMMZ 4VSBCBZB *OEPOFTJB MFBET UIF MJTU BT "TJB T NPTU BGGPSEBCMF TVNNFS EFTUJOBUJPO XJUI SPPN SBUFT BWFSBHJOH KVTU 3. QFS OJHIU $MPTF CFIJOE BSF 5JSVQBUJ *OEJB 3. BOE )BU :BJ 5IBJMBOE 3. SPVOEJOH PVU UIF UPQ UISFF 5IF DIFBQFTU TVNNFS EFTUJOBUJPOT SBOLJOH JT CBTFE PO BWFSBHF SPPN SBUFT JO UIF NPTU QPQVMBS EFTUJOBUJPOT BDSPTT OJOF "TJBO NBSLFUT IJHIMJHIUJOH UIF NPTU XBMMFU GSJFOEMZ PQUJPOT GPS TVNNFS USBWFMMFST 4VSBCBZB *OEPOFTJB 3. BWFSBHF SPPN SBUF QFS OJHIU ,OPXO GPS JUT SJDI IJTUPSZ BOE WJCSBOU DVMUVSF 4VSBCBZB PGGFST WJTJUPST B DIBODF UP FYQMPSF JUT IJTUPSJD

5IF MJTU IJHIMJHIUT UIF NPTU XBMMFU GSJFOEMZ PQUJPOT GPS TVNNFS USBWFMMFST

PG TPVUIFSO 5BJXBO %BFKFPO 4PVUI ,PSFB 3. BWFSBHF SPPN SBUF QFS OJHIU %BFKFPO PGGFST B NJY PG NPEFSO BUUSBDUJPOT BOE OBUVSBM CFBVUZ XJUI IJHIMJHIUT TVDI BT UIF &YQP 4DJFODF 1BSL BOE :VTFPOH )PU 4QSJOHT *UT QBSLT BOE NVTFVNT NBLF JU B HSFBU EFTUJOBUJPO GPS GBNJMJFT BOE TPMP USBWFMMFST BMJLF

HSJMMFE FFM XIJMF TIPQQFST DBO FOKPZ VOJRVF GJOET JO JUT CVTUMJOH TIPQQJOH EJTUSJDUT ,BPITJVOH 5BJXBO 3. BWFSBHF SPPN SBUF QFS OJHIU ,BPITJVOH JT B WJCSBOU QPSU DJUZ XJUI B NJY PG DVMUVSBM MBOENBSLT OJHIU NBSLFUT BOE TDFOJD TQPUT TVDI BT -PUVT 1POE *U JT BO FYDFMMFOU EFTUJOBUJPO GPS UIPTF MPPLJOH UP FYQFSJFODF UIF DIBSN

Made with FlippingBook Ebook Creator