08/01/2025
˻ ͙ ˜ ͓͓͖͑
15
BIZ & FINANCE
8j̲Øī¿Ûº 'ĞÐ (H> ¿äÌÐÛÐÌ© Řř Ø©¹Ð
,6"-" -6.163 .FDIBOJDBM BOE FMFDUSJDBM . & FOHJOFFSJOH TFSWJDF QSPWJEFS $#) &OHJOFFSJOH )PMEJOH #IE IBT CFFO PWFSTVCTDSJCFE CZ UJNFT BIFBE PG JUT MJTUJOH PO UIF "$& .BSLFU PG #VSTB .BMBZTJB 4FDVSJUJFT #IE $#) UISPVHI JUT TVCTJEJBSJFT JT QSJODJQBMMZ JOWPMWFE JO QSPWJEJOH FMFDUSJDBM FOHJOFFSJOH TFSWJDFT GPS FMFDUSJDJUZ TVQQMZ EJTUSJCVUJPO TZTUFNT BT XFMM BT QSPWJEJOH NFDIBOJDBM FOHJOFFSJOH XPSLT GPS CVJMEJOH TZTUFNT $#) IBT B EJWFSTF QSPKFDU QPSUGPMJP TQBOOJOH EBUB DFOUSFT DPNNFSDJBM QSPQFSUJFT TVDI BT TVCTUBUJPOT TIPQQJOH DPNQMFYFT IPUFMT BOE PGGJDF UPXFST BT XFMM BT JOEVTUSJBM QSPQFSUJFT JODMVEJOH NBOVGBDUVSJOH QMBOUT XBSFIPVTFT BOE IJHI SJTF SFTJEFOUJBM CVJMEJOHT "T BU /PW $#) IBT BO VOCJMMFE PSEFS CPPL PG 3. NJMMJPO BOE B UFOEFS CPPL UPUBMMJOH 3. NJMMJPO $#) T *10 FOUBJMT B QVCMJD JTTVF PG NJMMJPO OFX PSEJOBSZ TIBSFT JTTVF TIBSFT BU BO JTTVF QSJDF PG 3. QFS TIBSF SFQSFTFOUJOH PG UIF FOMBSHFE TIBSF DBQJUBM XJUI 3. NJMMJPO FYQFDUFE UP CF SBJTFE "EEJUJPOBMMZ UIFSF JT BO PGGFS GPS TBMF PG NJMMJPO FYJTUJOH TIBSFT PGGFS TIBSFT SFQSFTFOUJOH PG UIF FOMBSHFE TIBSF DBQJUBM CZ
ÜÙßÚ˪Ý ÖÓÝÞÓØÑ ÏØÞËÓÖÝ ͓͚͙ ×ÓÖÖÓÙØ ØÏá ÝÒËÜÏÝ ËÞ ͓͙ ÝÏØ ÏËÍÒ˜ ÜËÓÝÓØÑ ͙͔ ˛͕ ט ÙÜ ͖͒ ˛͙ ϯ ÙÐ ÏØÖËÜÑÏÎ ÝÒËÜÏ ÍËÚÓÞËÖ
QSPDVSFNFOU PG FRVJQNFOU BOE DPNQPOFOUT GPS GVUVSF QSPKFDUT *O BEEJUJPO 3. NJMMJPO JT BMMPDBUFE BT QBZNFOU UP TVCDPOUSBDUPST GPS GVUVSF QSPKFDUT 3. NJMMJPO JT FBSNBSLFE BT CBOL HVBSBOUFFT GPS GVUVSF QSPKFDUT 3. NJMMJPO UPXBSET UIF SFDSVJUNFOU PG FOHJOFFST BOE PUIFS QFSTPOOFM BOE UIF SFNBJOJOH 3. NJMMJPO XJMM CF VTFE UPXBSET MJTUJOH FYQFOTFT $#) JT TDIFEVMFE UP CF MJTUFE PO UIF "$& .BSLFU PG #VSTB 4FDVSJUJFT PO +BO 6QPO MJTUJOH $#) XJMM IBWF B NBSLFU DBQJUBMJTBUJPO PG BCPVU 3. NJMMJPO CBTFE PO UIF JTTVF TIBSF QSJDF PG 3. QFS TIBSF BOE UIF FOMBSHFE TIBSF DBQJUBM PG NJMMJPO TIBSFT .FSDVSZ 4FDVSJUJFT 4EO #IE JT UIF QSJODJQBM BEWJTFS TQPOTPS TPMF VOEFSXSJUFS BOE TPMF QMBDFNFOU BHFOU GPS UIF *10 FYFSDJTF
NJMMJPO JTTVF TIBSFT BMMPDBUFE UP TFMFDUFE JOWFTUPST IBWF CFFO GVMMZ QMBDFE PVU /PUJDF PG BMMPUNFOU XJMM CF QPTUFE UP BMM TVDDFTTGVM BQQMJDBOUT CZ +BO .BOBHJOH EJSFDUPS $IFBI #PPO )XB TBJE i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u 'SPN UIF 3. NJMMJPO UP CF SBJTFE GSPN UIF *10 $#) IBT BMMPDBUFE 3. NJMMJPO UPXBSET UIF
"T GPS UIF TFMFDUFE JOWFTUPST CZ XBZ PG QSJWBUF QMBDFNFOU BQQMJDBUJPOT XFSF SFDFJWFE GPS JTTVF TIBSFT SFTVMUJOH JO BO PWFSTVCTDSJQUJPO SBUF PG UJNFT 5IF NJMMJPO JTTVF TIBSFT NBEF BWBJMBCMF GPS BQQMJDBUJPO CZ UIF FMJHJCMF EJSFDUPST BOE FNQMPZFFT BT XFMM BT QFSTPOT XIP IBWF DPOUSJCVUFE UP UIF TVDDFTT PG UIF HSPVQ IBWF CFFO GVMMZ TVCTDSJCFE *O SFTQFDU PG UIF QSJWBUF QMBDFNFOU UIF NJMMJPO JTTVF TIBSFT BOE NJMMJPO PGGFS TIBSFT BMMPDBUFE UP TFMFDUFE CVNJQVUSB JOWFTUPST BQQSPWFE CZ .JUJ BT XFMM BT
XBZ PG QSJWBUF QMBDFNFOU UP TFMFDUFE CVNJQVUSB JOWFTUPST BQQSPWFE CZ UIF .JOJTUSZ PG *OWFTUNFOU 5SBEF BOE *OEVTUSZ PG .BMBZTJB .JUJ *O SFTQFDU PG UIF NJMMJPO JTTVF TIBSFT BMMPDBUFE UP UIF .BMBZTJBO QVCMJD $#) IBT SFDFJWFE B UPUBM PG BQQMJDBOUT GPS JTTVF TIBSFT XJUI B WBMVF PG BQQSPYJNBUFMZ 3. NJMMJPO SFQSFTFOUJOH BO PWFSBMM TVCTDSJQUJPO SBUF PG UJNFT 'PS UIF CVNJQVUSB QPSUJPO BQQMJDBUJPOT GPS JTTVF TIBSFT XFSF SFDFJWFE SFQSFTFOUJOH BO PWFSBMM TVCTDSJQUJPO SBUF PG UJNFT
T¨º©ËÛĘ `ÐØ©¢¿ HØÌ¿´Û¹ Ìj¨ j¹©j´ Ûº ÌÐØjº ©º¢ ,6"-" -6.163 &" 5FDIOJRVF . #IE &"5FDI B #VSTB .BMBZTJB .BJO .BSLFU MJTUFE QSPNJOFOU NBSJOF USBOTQPSUBUJPO BOE PGGTIPSF TUPSBHF DPNQBOZ IBT SFBDIFE BO BNJDBCMF VOEFSTUBOEJOH XJUI 7FTUJHP 1FUSPMFVN 4EO #IE 714# PO NBUUFST SFMBUFE UP QBTU DPOUSBDUVBM BSSBOHFNFOUT *O B TUBUFNFOU ZFTUFSEBZ UIF DPNQBOZ TBJE UIBU UIF GVMGJMNFOU PG PCMJHBUJPO VOEFS UIF NVUVBMMZ BHSFFE BSSBOHFNFOU CFUXFFO 714# BOE &"5FDI SFJOGPSDFT &"5FDI T PQFSBUJPOBM DPOUJOVJUZ BOE SFTPMWFT QBTU DPOUSBDUVBM BSSBOHFNFOUT i5IF DBTI JOGMPX GSPN UIF GVMGJMNFOU PG PCMJHBUJPOT QSPWJEFT BO JNNFEJBUF CPPTU UP UIF DPNQBOZ T MJRVJEJUZ TVQQPSUJOH JUT FOEFBWPVS UP ESJWF UIF FYFDVUJPO PG JUT TUSBUFHJD UVSOBSPVOE QMBO 5IJT BMTP BMJHOT XJUI UIF DPNQBOZ T POHPJOH FGGPSUT UP FOIBODF GJOBODJBM TUBCJMJUZ BOE GPTUFS TVTUBJOBCMF HSPXUI w JU BEEFE &"5FDI TBJE UIBU UIF QPTJUJWF PVUDPNF PG UIJT SFTPMVUJPO SFGMFDUT UIF TUSPOH QSPGFTTJPOBM SFMBUJPOTIJQ CFUXFFO &"5FDI BOE 714# SFBGGJSNJOH 714# T QPTJUJPO BT B TUSBUFHJD BMMZ UP UIF DPNQBOZ T JO .BMBZTJB T NBSJUJNF BOE FOFSHZ TFDUPST $PNNFOUJOH PO UIF BHSFFNFOU &"5FDI FYFDVUJWF EJSFDUPS %BUVL 8JSB .VCBSBL )VTTBJO "LIUBS )VTJO TBJE i7FTUJHP BOE &"5FDI IBWF CPUI EFNPOTUSBUFE TIBSFE DPNNJUNFOU UISPVHI UIJT SFTPMVUJPO BOE SFNBJO EFEJDBUFE UP GPTUFSJOH TUSPOH DPMMBCPSBUJWF SFMBUJPOTIJQT .PTU JNQPSUBOUMZ XF BJN UP TVQQPSU FBDI PUIFS JO VOMPDLJOH HSFBUFS QPUFOUJBM XJUIJO UIF JOEVTUSZ 5IJT QVSTVJU PG NVUVBM VOEFSTUBOEJOH IJHIMJHIUT PVS GPDVT PO FTUBCMJTIJOH B MBTUJOH QBSUOFSTIJQ BT XF DPOUJOVF UP FOIBODF PVS DBQBCJMJUJFT BOE FYQMPSF GVUVSF PQQPSUVOJUJFT w 5IJT SFTPMVUJPO BMMPXT &"5FDI UP GVMMZ GPDVT PO JUT DPSF CVTJOFTT BSFBT JODMVEJOH NBSJOF USBOTQPSUBUJPO PGGTIPSF TUPSBHF BOE QPSU NBSJOF TFSWJDFT 8JUI TVTUBJOFE GJOBODJBM TUSFOHUI BOE B DMFBS TUSBUFHJD EJSFDUJPO &"5FDI JT QPJTFE UP DBQJUBMJTF PO PQQPSUVOJUJFT BDSPTT JUT EJWFSTF QPSUGPMJP XIJMF NBJOUBJOJOH SPCVTU SFMBUJPOTIJQT XJUI JUT QBSUOFST BOE TUBLFIPMEFST
#Ûº ©º¢ O¿©Ø©Ð jº ¿¿ Éjº j Øj¹ ÛÉ Ø¿ ÐÛÉÉ¿ÌØ Û¹©ÉÛØÌj ¹Ì¨jºØÐ This limited-time initiative aims to empower local entrepreneurs with the capital to grow and succeed in a challenging market. – BERNAMAPIX
,6"-" -6.163 'VOEJOH 4PDJFUJFT 4PVUIFBTU "TJB T MBSHFTU VOJGJFE TNBMM BOE NFEJVN FOUFSQSJTF 4.& EJHJUBM GJOBODF QMBUGPSN IBT FYUFOEFE JUT QBSUOFSTIJQ XJUI %FMJWFSZ )FSP . 4EO #IE GLB 'PPEQBOEB . 4EO #IE UP PGGFS FYDMVTJWF GJOBODJOH GPS #VNJQVUFSB NFSDIBOUT &MJHJCMF GPPEQBOEB NFSDIBOUT DBO BDDFTT GJOBODJOH VQ UP 3. BU B DPNQFUJUJWF BOOVBM SBUF XJUI B GMFYJCMF GJOBODJOH UFOPS PG VQ UP NPOUIT 5IJT MJNJUFE UJNF JOJUJBUJWF BJNT UP FNQPXFS MPDBM FOUSFQSFOFVST XJUI UIF DBQJUBM UP HSPX BOE TVDDFFE JO B DIBMMFOHJOH NBSLFU 'VOEJOH 4PDJFUJFT .BMBZTJB DPVOUSZ IFBE $IBJ ,JFO 1PPO SFNBSLFE i5IF %FQBSUNFOU PG 4UBUJTUJDT .BMBZTJB %P4. SFQPSUFE UIBU .BMBZTJB T TFSWJDFT TFDUPS BDIJFWFE B UPUBM SFWFOVF PG 3. USJMMJPO JO BO JODSFBTF GSPN 3. USJMMJPO JO %FTQJUF UIJT HSPXUI TVC TFDUPST TVDI BT GPPE BOE CFWFSBHF IBWF ZFU UP SFDPWFS UP UIFJS QSF QBOEFNJD SFWFOVF MFWFMT 5P TVQQPSU UIFTF CVTJOFTTFT QBSUJDVMBSMZ .4.&T BDDFTT UP DBTI
ESJWF NFBOJOHGVM HSPXUI BOE SFTJMJFODF GPS PVS GPPEQBOEB NFSDIBOU DPNNVOJUZ w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
GMPX JT DSVDJBM 8F BSF IPQFGVM UIBU UIJT QBSUOFSTIJQ CFUXFFO 'VOEJOH 4PDJFUJFT BOE GPPEQBOEB DBO CFUUFS BTTJTU BOE TDBMF VOEFSTFSWFE DSFEJUXPSUIZ 4.&T JO UIJT JOEVTUSZ w 'VSUIFSNPSF IF BEEFE UIFZ BSF DPOGJEFOU UIBU UIJT BGGPSEBCMF GJOBODJOH DBO IFMQ GPPE TFMMFST UP CFUUFS SFTUPDL TVQQMJFT BOE QSFQBSF GPS VQDPNJOH TFBTPOBM HSPXUI BNJETU B QPUFOUJBM TVSHF JO TUBQMF WFHFUBCMF DPTUT BT B SFTVMU PG UIF SFDFOU GMPPET BOE BIFBE PG UIF GFTUJWF TFBTPO i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
Made with FlippingBook - Online Brochure Maker